MHIT Policy/Certificate Reinstatement Deadline Extended To Aug 31, 2025 

KUALA LUMPUR, June 24 (Bernama) -- All insurers and takaful operators have agreed to extend the deadline for the reinstatement of medical and health insurance/ takaful (MHIT) policies and certificates without imposing a waiting period to Aug 31, 2025 from June 30, 2025.

"No new medical examinations or health declarations are required, easing the process for policy or certificate holders to resume their medical protection coverage," said Life Insurance Association of Malaysia (LIAM), Malaysian Takaful Association (MTA) and Persatuan Insurans Am Malaysia (PIAM) in a joint statement today.

The trio said the initiative aims to provide affected policy or certificate holders with additional time and flexibility to reinstate their coverage.

"It also reflects the industry's ongoing commitment to provide long-term protection for Malaysians, particularly by assisting policy or certificate holders who may have surrendered or lapsed their medical policies or certificates due to premium or contribution adjustments under the MHIT repricing exercise in 2024," they said.

Under the special reinstatement arrangement announced in December 2024, policy or certificate holders who have surrendered or whose MHIT policies or certificates have lapsed in 2024 due to the repricing are eligible to reinstate their original policies or certificates without additional underwriting requirements.

With the extension, policy or certificate holders now have until Aug 31, 2025 to request reinstatement. 

"This extension ensures that those who may have missed the earlier deadline are not left behind, especially those in rural or digitally underserved areas, giving all policyholders an equal chance to restore their coverage," they said.

According to the associations, the reinstatement option underscores the industry’s proactive and compassionate approach in maintaining long-term protection for Malaysians.

"MHIT continues to serve as a vital safety net for individuals and families, and this measure helps preserve continuous coverage amid economic uncertainties.

"Policy or certificate holders are encouraged to contact their respective insurers or takaful operators for further assistance and to initiate the reinstatement process before Aug 31, 2025," they said.

-- BERNAMA