Basic Health Insurance Key To Affordable Care - Lee Lam Thye

KUALA LUMPUR, June 27 (Bernama) -- The Alliance for a Safe Community fully supports the government’s proposal to introduce a Basic Health Insurance Plan for all Malaysians.

Its chairman, Tan Sri Lee Lam Thye, said this is a long-overdue and much needed initiative to ensure accessible, equitable and affordable healthcare coverage, especially for the B40 and vulnerable groups, who remain underserved by the current health financing system.

He said the rising cost of healthcare in recent years has made it increasingly difficult for low-income families to afford treatment for chronic illnesses, emergency care and preventive health services.

“A basic health insurance plan will provide much-needed financial protection for Malaysians, reduce out-of-pocket expenses, and prevent families from falling into poverty due to medical costs.

“We believe such a plan will also complement and strengthen our existing public healthcare system by promoting shared responsibility between the government and citizens, ensuring sustainable funding for healthcare while enhancing access to quality care for all,” he said in a statement here today.

However, Lee stressed that the success of this initiative would hinge on transparency, inclusivity and effective implementation.

He urged the government to consider several key aspects in designing the plan, such as ensuring affordability and accessibility by setting premiums at levels that lower-income groups can afford, so that no one is excluded due to financial constraints.

Lee also called for comprehensive basic coverage that includes outpatient care, emergency treatment, preventive screenings and chronic disease management, as well as simplicity and clarity in the scheme so that it is easy to understand and navigate, avoiding unnecessary bureaucracy that may discourage enrollment.

He further urged the government to provide full or partial subsidies for the unemployed, elderly, disabled and those in the B40 category, and also recommended establishing strong regulatory oversight through a robust monitoring mechanism to ensure accountability, prevent abuse and uphold the quality of care delivered under the scheme.

Lee also highlights the importance of public engagement and education to build understanding of the plan’s purpose and benefits, as well as trust in its administration.

“We commend the government for this important step and look forward to a comprehensive plan that prioritises the health, dignity, and financial security of all Malaysians.

“A basic health insurance plan is not just a policy, it is an investment in the well-being and resilience of our nation,” he added.

-- BERNAMA