Affin Bank's FY2025 Net Profit Rises To RM540.19 Mln On Higher Net Income

KUALA LUMPUR, Feb 26 (Bernama) -- Affin Bank Bhd’s net profit rose to RM540.19 million for the financial year ended Dec 31, 2025 (FY2025) from RM509.70 million in FY2024, driven by a higher net income.

However, this was partially offset by higher operating expenses and an allowance for impairment losses, compared with a write-back of impairment losses in the previous financial year, the group said in a filing with Bursa Malaysia.

Revenue for FY2025 increased to RM2.44 billion from RM2.16 billion previously.

Affin Bank said that for commercial banking, it recorded a lower profit before tax (PBT) of RM289.6 million for FY2025 from RM319.4 million a year ago, mainly due to an allowance for impairment losses of RM50.7 million.

For investment banking, Affin Hwang Investment Bank Bhd group posted a lower PBT of RM103.2 million in FY2025, a decrease of 31.5 per cent over the PBT of RM150.6 million recorded in the previous financial year, due to higher operating expenses and an allowance for impairment losses of RM800,000.

Besides, the group’s insurance division reported a share of profit of RM52.4 million, representing a decrease of RM2.3 million from the previous financial year, mainly due to lower underwriting results.

For the fourth quarter ended Dec 31, 2025, net profit narrowed to RM127.63 million from RM135.09 million a year earlier, while revenue improved to RM693.30 million from RM557.67 million previously. 

On outlook, Affin Bank said it is confident to sustain growth momentum, underpinned by healthy business pipelines and emerging revenue streams from the recent acquisition of an asset management business and new product launches within its wealth franchise. 

In a statement, Affin Group president and group chief executive officer Datuk Wan Razly Abdullah said the group currently has a robust business pipeline valued at approximately RM14 billion, providing a clear runway into 2026. 

“Our brand elevation and strategic collaborations continue to drive customer acquisition. This momentum supported our current account and savings account (CASA) growth strategy in 2025, expanding our customer base by 13 per cent to reach 1.74 million.

“Furthermore, our focus on diversifying revenue is yielding results. The expansion of Islamic structured products and landmark investment banking advisory has improved our wealth and advisory income, a trend we expect to persist,” he said.

Hence, to reward its shareholders, he said the board has proposed a final dividend of 8.53 sen per share, totalling RM216 million, reflecting its robust capital position and record FY2025 performance. 

-- BERNAMA