Jenfi Crosses US$100 Mln In SME Financing Across Southeast Asia

KUALA LUMPUR, May 20 (Bernama) -- Jenfi announced it has surpassed US$100 million in cumulative financing originations across Southeast Asia, marking a key milestone in the company’s expansion in Singapore and Vietnam. (US$1 = RM3.97)

The Southeast Asia-focused small and medium-sized enterprises (SME) credit platform provides growth financing and working capital solutions to underserved businesses through proprietary underwriting infrastructure, alternative data models and institutional capital partnerships.

“Southeast Asia continues to face a significant SME credit gap, particularly for businesses underserved by traditional collateral-based lending.

“Crossing the US$100 million milestone reflects the underwriting infrastructure, operational discipline, and institutional partnerships we have built over time,” said Jenfi Founder and Chief Executive Officer, Jeffrey Liu in a statement.

Since inception, Jenfi has evaluated over 30,000 SME financing enquiries across Southeast Asia while continuing to expand its underwriting and portfolio monitoring infrastructure to support scalable credit deployment and faster financing turnaround times.

The company has also expanded beyond its initial revenue-based financing model into a broader SME credit platform supporting growth financing, working capital and supply-chain financing structures.

Jenfi continues to invest in AI-assisted underwriting automation and operational infrastructure designed to improve capital efficiency and credit decisioning capabilities. The platform currently delivers same-day underwriting decisions for qualified applicants and maintains a portfolio generating gross internal rates of return above 40 per cent.

To date, the company has completed more than 2,400 financings across Southeast Asia and reported strong repeat utilisation among eligible borrowers, reflecting sustained demand for flexible SME financing solutions.

Looking ahead, Jenfi plans to continue expanding its institutional funding relationships, embedded financing capabilities, and underwriting infrastructure as it continues building a broader SME credit platform for Southeast Asia.

-- BERNAMA