IOI Properties, RHB Partner To Offer Home, Green Residential Property Loans

KUALA LUMPUR, June 3 (Bernama) -- IOI Properties Group Bhd is partnering with RHB Banking Group (RHB) to launch home and renovation loans/financing and green residential property loans/financing for eligible residential properties across IOI Properties’ property portfolio.

The loans and financing will be offered through RHB’s HB Full Flexi Home and Renovation Loan/Financing, as well as the RHB Green Residential Property Loan/Financing programmes.

In a statement today, the property developer said the partnership underscores IOI Properties and RHB’s dedication to supporting homeownership while streamlining the move-in experience and promoting sustainable development approaches in the country.

IOI Properties’ head of group sales and marketing and branding, Nicole Lee Chee Yiing, said the partnership will help to smooth out the homeownership journey for buyers

“Through RHB Full Flexi Home and Renovation Loan/Financing, homebuyers will be given access to obtain financing packages of up to 90 per cent plus 30 per cent loan/financing margins for selected residential properties.

“The additional 30 per cent loan/financing margin aims to assist eligible homebuyers in covering renovation costs at attractive overall home and renovation loan/financing rates,” she said.

Lee said the renovation loans/financing will be disbursed directly to the buyers in stages based on renovation progress.

“We hope that through this financial solution in partnership with RHB, we will be able to help reduce the financing burden for buyers upon vacant possession, addressing this common pain point among home seekers.”

Meanwhile, IOI Properties said under RHB Green Residential Property Loan/Financing, home purchasers can opt for loan/financing margins up to 95 per cent (inclusive of entry cost financing), with an additional five per cent to finance mortgage reducing term assurance (MRTA)/mortgage reducing term takaful (MRTT) coverage.

“Properties with Green Building Index (GBI), GreenRE or Leadership in Energy and Environmental Design (LEED) certification are eligible under the campaign.

“The collaboration also aligns with the group’s overall IOI Sustain Roadmap 2030, specifically its strategic focus on addressing climate change by reducing carbon footprint as it continues to develop sustainable communities, among other initiatives,” it said.

RHB’s managing director of group community banking, Jeffrey Ng Eow Oo, said the partnership with IOI Properties brings together the bank’s tailored financial solutions and the property company’s visionary developments to meet these growing expectations.

“Together, we aim to future-proof the homeownership journey by making it more accessible and sustainable.

“As a testament to our commitment, RHB has granted over RM2 billion in green financing over the past five years, as of March 2025,” he added.

-- BERNAMA