Prasarana Ink MoU With Takaful Ikhlas To Provide Protection For Employees

KUALA LUMPUR, June 30 (Bernama) -- Takaful Ikhlas Family Berhad (Takaful IKHLAS) today signed a Memorandum of Understanding (MoU) with three entities under Prasarana Malaysia Berhad with the aim of making Takaful IKHLAS the preferred Takaful protection provider for the members of the involved employee unions.

Takaful IKHLAS President, Wan Ahmad Najib Wan Ahmad Lotfi, stated that the three employee entities involved are the Rapid Bus Sdn Bhd Employees Union, the Rapid Rail Sdn Bhd Employees Union, and the Prasarana (M) Bhd Employees Cooperative.

He added that this collaboration will give union members access to quality and affordable Takaful protection, aligning with their needs for improved employee community welfare.

"Takaful IKHLAS is truly honored to be part of this initiative and appreciates the trust placed in us to provide the best Takaful protection for their members," he said when met at the MoU signing ceremony here today.

He said through this collaboration, union and cooperative members will be offered the IKHLAS Idaman Plan, a comprehensive and flexible family Takaful protection plan that combines elements of savings and protection suited to current needs.

In line with Takaful IKHLAS' commitment to increase Takaful awareness and penetration rates among the working community, Wan Ahmad Najib said the IKHLAS Idaman Plan comes with unique advantages, such as immediate full benefit payments to beneficiaries.

"Members only need to pay as low as RM33 per month, which includes a full benefit payment to beneficiaries of RM35,000 for natural death or total and permanent disability due to natural causes.

"Meanwhile, RM70,000 for accidental death, and a daily hospital allowance of RM36 per day, as well as a death benefit of RM2,000," he explained.

Wan Ahmad Najib stated that the plan also provides a Personal Investment Account, allowing certificate holders to receive maturity benefits or make partial cash withdrawals after the maturity period.

"This collaboration is a significant initial step in ensuring the long-term well-being of association and cooperative members under Prasarana, while also expanding Shariah-compliant financial protection through a comprehensive and relevant protection plan," he said.

During the ceremony, Takaful IKHLAS also presented IKHLAS Idaman claims totaling RM109,110 to two beneficiaries of Prasarana employees.

Besides the family Takaful products offered by Takaful IKHLAS Family, the public can also obtain general Takaful products through Takaful IKHLAS General via registered agents or online at https://www.takaful-ikhlas.com.my.

-- BERNAMA